Finance Q&A
Auto Finance Center in Hillsboro, OR
One-Stop Financing Solutions at Royal Moore Toyota:
Lots of Options, All of Them Simple
Once you've found the right Toyota car, truck or SUV, the rest should be easy. At Royal Moore Toyota in Hillsboro, it is. All you need to see "easy" unfold before your eyes are the Toyota financing specialists at Royal Moore Toyota. They will explain all your car financing options in plain English, from getting a loan to leasing. In other words, they'll make it simple to finance a Toyota and get behind the wheel of your next new Toyota Camry, Highlander, 4Runner, Tacoma or RAV4.
Apply for Financing| Monday | 8:30AM - 8:00PM |
| Tuesday | 8:30AM - 8:00PM |
| Wednesday | 8:30AM - 8:00PM |
| Thursday | 8:30AM - 8:00PM |
| Friday | 8:30AM - 8:00PM |
| Saturday | 8:30AM - 8:00PM |
| Sunday | 9:00AM - 7:00PM |
| Monday | 7:00AM - 6:00PM |
| Tuesday | 7:00AM - 6:00PM |
| Wednesday | 7:00AM - 6:00PM |
| Thursday | 7:00AM - 6:00PM |
| Friday | 7:00AM - 6:00PM |
| Saturday | 7:00AM - 5:00PM |
| Sunday | Closed |
| Monday | 7:00AM - 6:00PM |
| Tuesday | 7:00AM - 6:00PM |
| Wednesday | 7:00AM - 6:00PM |
| Thursday | 7:00AM - 6:00PM |
| Friday | 7:00AM - 6:00PM |
| Saturday | 7:00AM - 5:00PM |
| Sunday | Closed |
Are you Struggling with Credit? If You Have Bad Credit or No Credit, We Can Still Help
We can help people with all kinds of credit and we understand that anybody can have issues. If you have low credit scores, marginal credit, or no credit at all, we can still help. Because of our long-term relationships with different financing sources, we can even help people with bad credit get the loan they need, structured in a way they can afford. If you've been turned down by another dealer, talk to our financing experts at Royal Moore Toyota. We'll do everything in our power to help you get the loan you need and the new Toyota you want.
Have You Ever Considered Leasing? We Can Explain How It Works and Help You Decide
Once again, our Toyota financing specialists are the experts in explaining your choices in simple, easy-to-understand language. With a lease, you don't ultimately own the car, but your monthly payments will be lower than monthly payments for the same vehicle with a car loan If you lease, you can drop off your Toyota at the end of the lease term, usually 36 months, step into another lease and drive away with another new Toyota. Look for more details and better yet, call us or stop by to sit down with our Toyota financing experts in person.
Talk to Our Toyota Financing Specialists Any Time at Royal Moore Toyota Dealership
Even if you haven't picked out the new Toyota you want, we still invite you to talk to us. We can tell you about how to buy cars online and even handle the Toyota financing process from the comfort of home. Whether your credit is solid gold or way less than perfect, whether you want to buy or lease, whether you live in Hillsboro or Wilsonville, count on the financial experts at Royal Moore Toyota to help you get behind the wheel of your next great Toyota.
Find Out if Leasing a Toyota from Royal Moore Toyota is Right for You?
As you explore your financing options, be sure not to count out a new Toyota lease. For Hillsboro drivers intent on going home with the newest Toyota models, a lease can represent one of the most affordable options you'll find.
What kinds of benefits can you expect from a lease? There are several:
- Easier approval process
- Lower monthly payments even with no money down
- A thorough warranty that lasts for years
When you invest in a lease, you'll be signing onto something similar to a long-term rental agreement. You'll have to return the vehicle when the lease expires. You'll also have to adhere to restrictions like annual mileage caps. Explore frequently asked leasing questions.
On the plus side, however, is the fact that you'll be getting a brand new car at rates you'd never experience buying with a loan. Many lease offers also come with the potential of easily transitioning to another new model when your current lease expires.
If You're Looking for an Attractive Car Loan, Look No Further than Royal Moore Toyota
The Toyota Finance Center at Royal Moore Toyota is a complete car loan and leasing resource. Let's start with auto loans. If you prefer to drive your car for years to come and someday want to own it, a car loan is probably the best option for you. If so, we have strong relationships with local banks and other financing resources, so we can help you find the best available loan rate and the right Toyota financing package.
When we talk about a loan "package," one example would be: You might want to make a larger down payment in order to have lower monthly payments. Or you might want to consider a no-money-down option which could mean you're fine with a longer loan term. The "term" simply refers to the amount of time it takes to pay off your loan. While today's vehicles cost more, buyers in Portland and Beaverton still want to keep monthly payments from getting too high, so they're signing up for longer terms.
Not long ago, for example, 5-year car loans were the most common, but not any more. Today, the most common car loan term is 72 months, and 84 month-terms are not far behind. At Royal Moore Toyota, we do encourage our customers in nearby places like Aloha and Tigard to pursue a shorter-term loan like 5 years if possible, in order to avoid finding yourself wanting a new car a few years from now and feeling restricted because you still have 2 or 3 more years left on your current auto loan contract.
Experience the Benefits of a Toyota Credit Card
If you're looking for a way to get more out of your spending, consider applying for a Toyota credit card. Built around a valuable points system, the Toyota credit card offers cashback on common spending that every driver experiences.
What kind of spending does that include? You'll get cashback for every dollar you spend on gasoline. You'll also earn points for money spent on your dining and entertainment purchases. That's on top of the benefit you'll get from general purchases you make in the Willamette Valley area.
Once you've accumulated enough points, you'll be able to redeem them everything from Toyota service and parts to gift cards and more. It's one of the most valuable credit cards available in the greater Pacific Northwest.
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Serving Hillsboro, Portland OR, Beaverton, Aloha OR, Tigard, and Wilsonville drivers.